Reverse Mortgages Near You - Hillsborough Reverse Mortgage Lender
Meet Ron Goerss
Ron Goerss
Reverse Mortgage Specialist
NMLS #255366 | CA DRE: #01159044
Get the best reverse mortgage deals in Hillsborough, California.
Ron Goerss and Reverse Mortgage Pro are one of Hillsborough's most accomplished teams to talk with if you have any questions about reverse mortgages – whether you’re in Hillsborough, Foster City, San Carlos or anywhere in San Mateo County.
Ron has been in the mortgage industry since 1993 and is an absolute pro.
His vast experience, knowledge and consultative approach have helped his clients add enormous quality to their senior years.
He achieves this by teaching them how to access what is usually their greatest asset – their home equity.
Ron acknowledges that a reverse mortgage isn’t necessarily right for everyone.
But he will spend the time it takes with you to thoroughly assess your financial situation, and if appropriate, present viable reverse mortgage options.
He will dispel the misconceptions about reverse mortgages and help facilitate prudent decisions that improve the lives of his senior clients.
Ron is a native of California and has lived in the Bay Area since 1971.
He graduated from University of the Pacific with a bachelor’s degree and from Golden Gate University with an MBA degree.
Ron enjoys playing golf, hiking, watching the Giants and 49ers, and he loves domestic and international travel.
What is a reverse mortgage?
A reverse mortgage is a debt slayer.
It pulls you out of the financial doldrums and sets you up to live out the rest of your days enjoying the financial freedom you had always dreamed about.
And it’s so breathtakingly simple!
A reverse mortgage takes the equity you already have in your home and converts it into a brand new income stream.
As long as you are at least 62 years of age, a reverse mortgage might be the answer to the question you’ve long been asking.
It kills two birds with one stone.
It gives you cash while allowing you to remain in your family home, rather than force you to consider having to sell, just to finance your retirement.
That cash then allows you to significantly upgrade your lifestyle.
You can start thinking about all the things you have gone without that are suddenly yours for the taking.
Start booking those vacations you had thought were out of reach, plan those home renovations you had put off and begin living life to its absolute fullest.
Funds can be made available in many different ways including a line of credit, monthly installments, a lump sum or even a combination of all three.
As long as the terms of the loan are met, a reverse mortgage does not require repayment until either the homeowner sells or the last surviving borrower passes away.
It’s one of the shrewdest ways homeowners can put their financial struggles behind them and give their standard of living a real shot in the arm.
Housing prices have seen a slight decrease of 1.1% in the last 12 months, prices are again moving north, rising back to an average of $5,230,123* (https://www.zillow.com/home-values/55743/hillsborough-ca/).
There are already 1,302 people in or nearby Hillsborough who have a reverse mortgage with 56 of them purchasing one in the last 12 months alone*.
About Hillsborough, California
Hillsborough, California, is a prestigious and picturesque town located in San Mateo County, nestled in the scenic hills overlooking the San Francisco Bay. Known for its luxurious estates, tranquil ambiance, and strong sense of community, Hillsborough offers residents an exceptional quality of life in a serene and secluded setting. With a population of approximately 11,000 residents, Hillsborough is an exclusive residential enclave that values privacy, natural beauty, and architectural elegance.
Hillsborough's history dates back to the early 20th century when it was established as an affluent residential area for San Francisco's elite. The town's history is reflected in its grand historic estates, many of which were designed by renowned architects and showcase a variety of architectural styles, including Tudor, Mediterranean, and Colonial Revival. One of the most iconic landmarks in Hillsborough is the Carolands Chateau, a magnificent 98-room mansion built in the early 1900s that stands as a testament to the town's opulent past.
One of Hillsborough's standout features is its lush natural surroundings and well-maintained landscapes. The town is characterized by its rolling hills, mature trees, and beautifully manicured gardens. Residents enjoy a peaceful and picturesque environment with numerous opportunities for outdoor activities such as walking, jogging, and hiking along the town's scenic pathways and trails.
Hillsborough's sense of community is evident in its numerous local events and gatherings. The town hosts a variety of community events throughout the year, including the Hillsborough Memorial Day Parade, the Harvest Garden Party, and the Hillsborough Concours d'Elegance, a prestigious car show that attracts automobile enthusiasts from around the region. These events foster a strong sense of community spirit and provide opportunities for residents to come together and celebrate.
Education is a top priority in Hillsborough, with the Hillsborough City School District serving the town's K-8 students. The district is known for its high academic standards and excellent schools, including Crocker Middle School, which is consistently ranked among the top middle schools in the state. High school students attend nearby Burlingame High School, which offers a comprehensive education and a wide range of extracurricular activities. Additionally, Hillsborough is home to several prestigious private schools, providing families with a variety of educational options.
As a reverse mortgage loan officer in Hillsborough, I am proud to serve the residents of this exclusive and distinguished community. Whether you're considering a reverse mortgage to access your home's equity or exploring financial options, I am here to provide expert guidance tailored to the unique opportunities and challenges of living in Hillsborough. Hillsborough embodies the best of California living, where luxury, natural beauty, and community spirit come together to create a truly exceptional place to call home.
Contact your Hillsborough reverse mortgage lender today.
Ron and his Reverse Mortgage Pro team are ready and waiting to hear from you to talk about how a reverse mortgage might be the answer to your prayers.
Please call Ron at (650) 844-0855 for a no obligation chat and assessment of your situation.
*As of July 2024
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